Get pre-qualified or pre-approved:

When you start shopping for a home, it's nice to know just how much home you can afford. Even better,
wouldn't you like an edge over other buyers interested in the same home you are?

Here's the difference between these two buyer tools.

Pre-qualification  


Provides a "ballpark" estimate of your borrowing power

Is based on summary information you provide on your income and assets

Requires satisfactory review of property, financial documents and program requirements to issue final
approval

Is offered by most lenders

Pre-approval

Provides proof to real estate agents and sellers that you're approved for a specific loan amount

Is based on a verification of your income, credit and assets (in some cases, verification may not even be
necessary)

Requires a satisfactory appraisal and title review and no change in financial condition for final approval

Is offered by Countrywide as a service to you before you find a home at no cost

Is quick and easy


How to get it


Contact Kwik Mortgage Corporation

Call 1.732.767.9777


While you're at it, why not get rate protection while you shop?
If you want Pre-Approval, take advantage of our 30-day rate protection while you shop. Lock N' Shop® Rate
Protection secures a rate for up to 30 days while you shop. For free. That lets you concentrate on looking
instead of worrying about rates suddenly rising. It also lets you:

Choose between the Lock N' Shop rate or that day's
rate — whichever is lower at the time you return your purchase agreement to the branch
Extend your lock for an additional 45 days if you bring purchase contract to your branch within 5 days of
signing and within 30 days from Lock N' Shop® Rate Protection issuance